
What is penalty APR and how do you avoid it?
Penalty APR is a higher rate incurred by violating a card’s terms of service.
I take a fair amount of heat for being thrifty, and I'm not sure that's a bad thing. Living within your means and simplifying where possible are two of the keys to financial wellness, and my personal experience bears it out. That said, I'm not averse to occasionally splurging on a pair of well-made sneakers or an MLB streaming package (Bronx Bombers Rule).
Personal finance, credit cards (balance transfer, zero interest and student)
B.A. in Mass Communication with Distinction, University of North Carolina at Asheville
Penalty APR is a higher rate incurred by violating a card’s terms of service.
Moving credit card debt to a low-interest card can be a smart financial move — if you do it right.
APR stands for annual percentage rate, which means interest on a credit account.
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Afraid of that January credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.
Think of your grace period as an opportunity to make a plan for your student loans.
Tax law changes have raised the dollar threshold for claiming itemized deductions. Here’s how to make sure your generosity still counts.
See below for other uses for personal loans: Financing Fertility Treatments Andy Bowen March 9, 2018 in Personal Loans Only a few states mandate health insurance coverage for major fertility treatments [...]
See the articles below for alternative uses of personal loans. Financing Fertility Treatments Andy Bowen March 9, 2018 in Personal Loans Only a few states mandate health insurance coverage for major [...]
Student loan consolidation or student loan forgiveness? The choice depends on your career path, your amount of debt and your priorities.
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To help keep your credit utilization low, credit card industry analyst Ted Rossman recommends a twice-monthly payment schedule.
Credit card industry analyst Ted Rossman would pick “cautious” as the word that best describes the year 2019.
See the articles below for alternative uses of personal loans. Financing Fertility Treatments Andy Bowen March 9, 2018 in Personal Loans Only a few states mandate health insurance coverage for major [...]