How to do a balance transfer
Moving credit card debt to a low-interest card can be a smart financial move — if you do it right.
6 min read
Jun 23, 2021
About the author
I take a fair amount of heat for being thrifty, and I'm not sure that's a bad thing. Living within your means and simplifying where possible are two of the keys to financial wellness, and my personal experience bears it out. That said, I'm not averse to occasionally splurging on a pair of well-made sneakers or an MLB streaming package (Bronx Bombers Rule).
Expertise
Personal finance, credit cards (balance transfer, zero interest and student)
Personal finance experience
- Writer and Editor for The Simple Dollar (2017-2018)
- Senior Editor, Bankrate.com (2018-present)
Previous professional experience
- Reporter, news editor, city editor and editorial page editor at two daily newspapers in North Carolina
- Two-time winner, North Carolina Press Association Journalism Contest
Education
B.A. in Mass Communication with Distinction, University of North Carolina at Asheville
Notable publications
- What is a balance transfer credit card and how does it work? - Bankrate.com
- Use a 0% intro APR card to avoid the Ghost of Interest Future - Bankrate.com
- Taking Over Your Aging Parents' Finances - The Simple Dollar
- Love and Coverage: How Getting Married Changes Your Insurance - Nasdaq.com
- Renters Insurance Required: A Win-Win for Apartment Owners & Tenants - Zillow
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