About the author
I take a fair amount of heat for being thrifty, and I'm not sure that's a bad thing. Living within your means and simplifying where possible are two of the keys to financial wellness, and my personal experience bears it out. That said, I'm not averse to occasionally splurging on a pair of well-made sneakers or an MLB streaming package (Bronx Bombers Rule).
Expertise
Personal finance, credit cards (balance transfer, zero interest and student)
Personal finance experience
- Writer and Editor for The Simple Dollar (2017-2018)
- Senior Editor, Bankrate.com (2018-2021)
Previous professional experience
- Reporter, news editor, city editor and editorial page editor at two daily newspapers in North Carolina
- Two-time winner, North Carolina Press Association Journalism Contest
Education
B.A. in Mass Communication with Distinction, University of North Carolina at Asheville
Notable publications
Barry's latest articles
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Are you looking for a temporary break from APR? One of the balance transfer credit card offers available on Bankrate could help you pay down balances, improve your credit score and save on interest charges — plus, some earn great rewards.
22 min read
Jun 08, 2023
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Check out our top credit cards picks of 2023 for consumers with average or fair credit. Compare offers and read analysis from Bankrate's credit card experts.
16 min read
Jun 08, 2023
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The best airline credit cards offer generous rewards and travel-related perks. Bankrate highlights the airline cards that can really help your travel experience take off.
19 min read
Jun 06, 2023
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Penalty APR is a higher rate incurred by violating a card’s terms of service.
6 min read
May 23, 2023
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Here’s how to do a balance transfer, which could help you pay off debt faster.
5 min read
May 09, 2023
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APR is your card’s interest rate, and it can cost you plenty to carry a balance.
6 min read
Apr 25, 2023
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Are you looking for a temporary break from APR? One of the balance transfer credit card offers available on Bankrate could help you pay down balances, improve your credit score and save on interest charges — plus, some earn great rewards.
18 min read
Apr 05, 2023
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Afraid of that January credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.
3 min read
Oct 17, 2022
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The best credit cards with no foreign transaction fees are good for more than just travel. Shoppers and business owners can also save on overseas purchases with one of our top-rated cards.
21 min read
Jun 08, 2023
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Put money back in your wallet on each eligible purchase using the best cash back credit cards available from Bankrate's partners.
22 min read
Jun 06, 2023
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To help keep your credit utilization low, credit card industry analyst Ted Rossman recommends a twice-monthly payment schedule.
3 min read
Jan 01, 2020