I take a fair amount of heat for being thrifty, and I'm not sure that's a bad thing. Living within your means and simplifying where possible are two of the keys to financial wellness, and my personal experience bears it out. That said, I'm not averse to occasionally splurging on a pair of well-made sneakers or an MLB streaming package (Bronx Bombers Rule).
Personal finance, credit cards (balance transfer, zero interest and student)
B.A. in Mass Communication with Distinction, University of North Carolina at Asheville
Are you looking for a temporary break from APR? One of the balance transfer credit card offers available on Bankrate could help you pay down balances, improve your credit score and save on interest charges — plus, some earn great rewards.
Check out our top credit cards picks of 2023 for consumers with average or fair credit. Compare offers and read analysis from Bankrate's credit card experts.
The best airline credit cards offer generous rewards and travel-related perks. Bankrate highlights the airline cards that can really help your travel experience take off.
Penalty APR is a higher rate incurred by violating a card’s terms of service.
Here’s how to do a balance transfer, which could help you pay off debt faster.
APR is your card’s interest rate, and it can cost you plenty to carry a balance.
Afraid of that January credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.
The best credit cards with no foreign transaction fees are good for more than just travel. Shoppers and business owners can also save on overseas purchases with one of our top-rated cards.
Put money back in your wallet on each eligible purchase using the best cash back credit cards available from Bankrate's partners.
To help keep your credit utilization low, credit card industry analyst Ted Rossman recommends a twice-monthly payment schedule.