Skip to Main Content

Hannah Smith

Editor, Personal Loans
  • 3
    Years at Bankrate
  • 6
    Years of experience
Ribbon Icon EXPERTISE
  • Personal loans
  • Student loans
  • Data analysis
Education Icon EDUCATION
  • Bachelor of Arts in English, Kennesaw State University
  • Master of Arts in English, North Carolina State University

Hannah Smith is a former Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.

Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.

Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.

Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.

— Hannah Smith

Hannah's Picks

A couple loads moving boxes into a moving van
6 MIN READ

When to finance a cross-country move with a personal loan

A personal loan can be used to finance a move, if you’ve exhausted other options.

The side of a mobile home with a wheelchair ramp leading to the front door
11 MIN READ

How to finance a mobile or manufactured home

Looking for an inexpensive housing option? Check out a mobile home.

Couple looks at a tablet in a new home
9 MIN READ

Does a HELOC affect your credit score?

You bet — in ways both good and bad. Here’s how to judge its impact.

Woman reading paperwork
7 MIN READ

What is a personal line of credit and how does it work?

Taking out a personal line of credit is different from obtaining a personal loan.

Young Woman at Counter Buys Clothes from Friendly Retail Sales Assistant
8 MIN READ

The top 5 buy now, pay later apps of 2025

Buy now, pay later apps should be used carefully

A young woman standing with her phone in her hands, looking off. There is an illustrated semicircle behind her.
9 MIN READ

Should I get a personal loan? Here are the pros and cons

Personal loans are a quick source of cash, but be careful how you use them.

A hand applies a stamp to a document.
5 MIN READ

How to get a low interest loan in 7 steps

Here’s how to qualify for a low interest personal loan.

An RV in front of an illustrated arrow
5 MIN READ

How long are RV loan terms? And which is right for you?

Low monthly payments are attractive, but a long RV loan term can add thousands.

Hannah's latest articles