Personal loans can be a good way to cover one-time expenses or consolidate debt.
- Personal loans
- Student loans
- Data analysis
- Bachelor of Arts in English, Kennesaw State University
- Master of Arts in English, North Carolina State University
Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.
Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.
Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.
Hannah wants you to know
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
Hannah’s recommended readings
- Pros and cons of emergency loans
- Pros and cons of home improvement loans
- How to qualify for low-interest personal loans
Hannah's latest articles
7 min read Nov 28, 2023
Explore Bankrate's expert picks for the best low interest personal loans available and discover how to compare lenders by their annual percentage rates (APR).Nov 28, 2023
An excellent credit score comes with many perks, including access to some of the best personal loan APRs available. Explore Bankrate’s expert picks for the best personal loans for excellent credit.Nov 27, 2023
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Installment loans are financial products that let you borrow a fixed sum of money and pay it back slowly over time. Check out Bankrate's picks for best installment loans today.Nov 22, 2023
Maybe your car broke down or a pipe in your home burst. Maybe you had a stay in the emergency room. Regardless of the reason, you might need an emergency loan to cover the cost of a sudden or unexpected expense.Nov 22, 2023