There are alternative ways to build credit, like becoming an authorized user, opening a store card or reporting your utility payments each month.
- Credit scores and reports
- Credit card account management
- Payment technology
- Degree in English and writing
About the author
- Experienced financial writer whose bylines include CNN Money, Yahoo Finance, NASDAQ.com and more
- Work has been referenced by the New York Times, the Congressional Research Service, the Federal Register and more
- Author of the “Red Herring” mystery series
Dana Dratch is a personal finance and lifestyle writer who enjoys talking all things money and credit. With a degree in English and writing, she likes asking the questions everyone would ask if they could and sharing the answers — along with smart money management tips from the experts.
Her work has appeared in a variety of magazines, newspapers and news outlets, including CreditCards.com, Bankrate.com, Better Homes & Gardens, Men’s Health, ABCNews.com, CNBC.com, NBCNews.com, CNN Money, HuffPost, The Nest, The Fiscal Times, MarketWatch, E.W. Scripps Co., Yahoo Finance, Business Insider, Law.com, NASA.gov, NASDAQ.com, the Working Woman Report, the Chicago Tribune, the Tampa Bay Times, the Orlando Sentinel, The Seattle Times and the CPA Practice Advisor.
Her work has been referenced by: Time, the New York Times, CBSNews.com, Money Under 30, the Congressional Research Service, the Michigan Law Review, the University of Chicago School of Law, the Federal Register, TheDay.com, The Network Journal, “The Money Guy Show,” the Society of Certified Senior Advisors, Lawyers.com and the book “Short Changed: Life and Debt in the Fringe Economy.”
She also writes the Red Herring mystery series, where money often figures in the motive.
Dana's latest articles
5 min read Apr 18, 2023
Follow this advice to make sure your cards are safe while traveling.4 min read Feb 03, 2023
Auto dealers are skilled at getting you to buy. Learn how to counter their moves.7 min read Jan 17, 2023
Some car loans are unsecured. Here’s what that means for rates and requirements.3 min read Oct 11, 2022
Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.7 min read May 26, 2022
Key financial details are buried in the tiny type. Not reading it can cost you.3 min read Dec 23, 2021
If you’re looking to get a loan, its best to avoid having any of these blemishes on your records.5 min read Jul 05, 2021