Saving up for a down payment is a challenge. That doesn’t mean you should despair.
About the author
“Writing about personal finance has made me much more aware of my own relationship with money. And it has put me on guard for scams and fraud, which take advantage of so many innocent people.” – Susan Ladika
Personal finance, credit cards, financial scams and fraud
Journalism degree from Northwestern University
- More than three decades of journalism experience
- Helped consumers save money and spend wisely during the Great Recession
- Has written key articles about avoiding fraud and identity theft
Susan Ladika spent more than three decades working as a journalist, reporting everywhere from Bali to Bosnia to Tampa Bay. She spent the first 12 years of her career working as a reporter and editor at newspapers in the Southeast, then moved to Europe, where she worked for the Associated Press and freelanced. Susan returned to the U.S. in 2001 and has been freelancing ever since.
Susan began writing about the fascinating field of personal finance for CreditCards.com and Bankrate.com during the heart of the Great Recession, when everyone wanted to learn how to save money and spend what they had more wisely.
Over the years she’s written about a wide range of personal finance topics, including credit cards and debit cards, financial scams and frauds, savings and checking accounts, real estate and insurance.
Susan's Latest Articles
4 min read Nov 30, 2020
You still can snag a personal loan with a low credit score. Here’s how.10 min read Sep 25, 2020
Both strategies can help you manage your debt payments and potentially save you money.4 min read Feb 06, 2020
Here’s what to consider to help you determine if free debt consolidation is a good fit for you.4 min read Feb 06, 2020
Interest rates are on the rise. Follow these tips to find a savings account that can keep up.3 min read Jul 10, 2018
CIT Bank’s limited-time promo offers savers 0.95 percent and up to $200 for opening and funding one of its high-yield savings accounts by Dec. 31, 2016.1 min read Apr 12, 2017
Identity theft cases were halved in the past year, but phishing and other scams soar5 min read Feb 22, 2017
After adding a mortgage to your monthly bills, reduce other spending in the new year.3 min read Jan 11, 2017