Average cost of starting a small business
Amex Membership Rewards lets you earn flexible rewards points that you can redeem in more than one way, such as for travel, gift cards, merchandise and more.
7 min read
Nov 08, 2022
EXPERTISE
- Personal finance for women
- Debt management and credit-building
- Budgeting and career advice
EDUCATION
- Bachelor's degree in Digital Journalism and Political Science, Syracuse University
About the author
Highlights
Worked as a finance writer for CNBC and theSkimm
Graduated from the S.I. Newhouse School of Public Communications at Syracuse University
Experience
Ivana Pino joined the CreditCards.com and Bankrate Credit Cards team in 2021. She graduated from the S.I. Newhouse School of Public Communications at Syracuse University with a degree in Digital Journalism and a second degree in Political Science.
Previously, she worked as a finance writer for CNBC and theSkimm. She is extremely passionate about creating inclusive financial content and making sure that it reaches a wide range of readers from all types of backgrounds.
As a first-generation American and college graduate, Ivana became passionate about finance because of the tremendous impact that personal finance content had on her own life. She hopes to continue to build on her expertise and help others get the information they need to make smart financial decisions.
Ivana's latest articles
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Good debt vs. bad debt
Not all debt is bad. Or, for that matter, good. Find out the differences here.
4 min read Oct 28, 2022 -
Average credit card APR
Knowing your APR and opting for a card with a lower APR can save you money if you do have to carry a balance.
4 min read Sep 21, 2022 -
How to get an apartment with bad credit
Here’s what to do if your credit score is less than stellar.
8 min read Aug 05, 2022 -
2022 first-time credit card statistics
Here’s what first-time cardholders should know about credit cards.
6 min read Jul 29, 2022 -
Opening up a bank account while abroad: Everything U.S. citizens need to know
Here’s when it makes sense to open a bank account abroad and tips for choosing the bank.
7 min read Jul 18, 2022 -
Average cost of commuting in 2022
When it comes to working, getting to the office is half the battle. And there’s no greater temptation to hit snooze than when you think about the journey ahead of you. While more companies have adapted [...]
5 min read Jul 14, 2022 -
Average cost of childcare in 2022
Child care costs are on the rise. Here’s how much you can expect to pay, plus a few ways to save.
6 min read Jul 07, 2022 -
Average cost of domestic airfare in 2022
Here’s how much you can expect to spend on domestic air travel, plus a few tips for trimming your costs
4 min read Jun 15, 2022 -
How Gen Z consumers are using their credit cards
Here’s how younger consumers, part of the Gen Z generation, feel about credit cards and how they’re using them compared to older generations.
3 min read Jun 02, 2022 -
Do you spend more with a credit card?
As long as you pay your balance on time every month, credit cards can help you build your credit and earn rewards.
4 min read May 25, 2022 -
How to write a business plan
Here’s a breakdown of all of the elements included in a typical business plan and how you can write your own.
4 min read May 06, 2022 -
Average cost of travel insurance
When traveling, a good safety measure is securing travel insurance in case of any mishaps.
4 min read Feb 25, 2022 -
Credit card ownership and usage statistics
Find out how age, income level, gender and race tend to influence the number of credit cards one holds.
3 min read Feb 23, 2022
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Average credit card debt in the U.S.
Credit card balances hit $841 billion in the first three months of 2022.
4 min read Jun 30, 2022 -
Which cards let you redeem rewards for crypto?
A number of crypto credit cards have hit the market, letting you earn rewards for Bitcoin and other cryptocurrencies.
3 min read May 24, 2022 -
Average cost of credit card processing fees
Credit card transactions are key to building your business, but card processing fees can significantly increase your costs. Here’s a guide to how these fees work and some strategies you can use to lower [...]
5 min read Apr 21, 2022 -
Survey: 55 percent of workers place greater importance on flexible or remote work options
With return to office dates looming for many Americans, workers are rethinking what they value most in the workplace.
4 min read Mar 14, 2022 -
What is the average credit score, and how can you improve yours?
This critical 3-digit number can open—or close—doors to great interest rates.
6 min read Jan 03, 2022