Average credit card APR
A lower APR can save you money if you do have to carry a balance.
4 min read
Dec 23, 2022
EXPERTISE
- Personal finance for women
- Debt management and credit-building
- Budgeting and career advice
EDUCATION
- Bachelor's degree in Digital Journalism and Political Science, Syracuse University
About the author
Highlights
Worked as a finance writer for CNBC and theSkimm
Graduated from the S.I. Newhouse School of Public Communications at Syracuse University
Experience
Ivana Pino joined the CreditCards.com and Bankrate Credit Cards team in 2021. She graduated from the S.I. Newhouse School of Public Communications at Syracuse University with a degree in Digital Journalism and a second degree in Political Science.
Previously, she worked as a finance writer for CNBC and theSkimm. She is extremely passionate about creating inclusive financial content and making sure that it reaches a wide range of readers from all types of backgrounds.
As a first-generation American and college graduate, Ivana became passionate about finance because of the tremendous impact that personal finance content had on her own life. She hopes to continue to build on her expertise and help others get the information they need to make smart financial decisions.
Ivana's latest articles
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Average cost of flying in the U.S.
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Average cost of starting a small business
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How to get an apartment with bad credit
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2022 first-time credit card statistics
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Opening up a bank account while abroad: Everything U.S. citizens need to know
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When it comes to working, getting to the office is half the battle. And there’s no greater temptation to hit snooze than when you think about the journey ahead of you. While more companies have adapted [...]
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Credit card ownership and usage statistics
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Which cards let you redeem rewards for crypto?
A number of crypto credit cards have hit the market, letting you earn rewards for Bitcoin and other cryptocurrencies.
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Average cost of credit card processing fees
Credit card transactions are key to building your business, but card processing fees can significantly increase your costs. Here’s a guide to how these fees work and some strategies you can use to lower [...]
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Survey: 55 percent of workers place greater importance on flexible or remote work options
With return to office dates looming for many Americans, workers are rethinking what they value most in the workplace.
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What is the average credit score, and how can you improve yours?
This critical 3-digit number can open—or close—doors to great interest rates.
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