
Average credit card APR
A lower APR can save you money if you do have to carry a balance.
About the author
Highlights
Worked as a finance writer for CNBC and theSkimm
Graduated from the S.I. Newhouse School of Public Communications at Syracuse University
Experience
Ivana Pino joined the CreditCards.com and Bankrate Credit Cards team in 2021. She graduated from the S.I. Newhouse School of Public Communications at Syracuse University with a degree in Digital Journalism and a second degree in Political Science.
Previously, she worked as a finance writer for CNBC and theSkimm. She is extremely passionate about creating inclusive financial content and making sure that it reaches a wide range of readers from all types of backgrounds.
As a first-generation American and college graduate, Ivana became passionate about finance because of the tremendous impact that personal finance content had on her own life. She hopes to continue to build on her expertise and help others get the information they need to make smart financial decisions.
A lower APR can save you money if you do have to carry a balance.
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