Credit card fraud remains an ongoing concern for Americans. Do you know how to protect yourself?
About the author
Consumer law, monetary policy, debt management, mortgages
MBA and BA in economics from accredited Indian universities; M.A. in journalism from the University of Mississippi
- Extensive journalism experience covering personal finance and business topics
- Covered home price fluctuations leading up to the housing market crash
- Views credit cards as a good financial resource to draw on, if used wisely
Poonkulali Thangavelu is a senior writer and columnist at CreditCards.com and Bankrate, addressing debt and credit card-related legal and regulatory issues.
She believes that making good financial decisions enables people to get more out of life and is happy to contribute to this endeavor. She uses credit cards extensively and sees them as a good financial resource to draw on, if used wisely.
She has extensive journalism experience covering personal finance and business topics. She draws on her financial expertise (she holds an MBA degree, with finance and marketing concentrations, as well as a BA in economics from accredited Indian universities, in addition to an M.A. in journalism from the University of Mississippi, where she was awarded a graduate assistantship) and likes to simplify the subject matter to enable readers to make good decisions. And she has participated in the University of Pennsylvania’s Wharton seminars for business journalists program to keep abreast of business topics.
While covering the mortgage market for National Mortgage News, she curated and edited a newsletter targeting the home-equity lending niche of the mortgage industry. In this role, she cautioned that home prices were getting out of hand in the period leading to the housing market crash that started in 2006.
She has also contributed to multiple business and consumer-oriented publishers, including Investopedia, CreditKarma and Multi-Housing News. Her work has been picked up by various national publishers such as the San Francisco Gate, Chicago Tribune and McGraw Hill, along with being syndicated to Fidelity, MSN, Nasdaq, Yahoo! and others.
Her career includes a stint doing consumer market research for global advertising agency Ogilvy (formerly Ogilvy & Mather) as well as experience as an equity analyst and writer.
Poonkulali's Latest Articles
3 min read Jun 21, 2021
Here’s what you can do if your new credit card doesn’t meet your expectations.3 min read Jun 07, 2021
The rules not only depend on the way you choose to gamble, they also vary from state to state and card to card.3 min read May 24, 2021
Issuers can close a credit card for a number of reasons. Don’t let it happen to you!3 min read May 10, 2021
The IRS generally doesn’t consider credit card rewards to be taxable income, but there are some exceptions.3 min read Apr 26, 2021
With all the recent news about low interest rates, you might be wondering why the interest rate on your credit card is actually high. For the week of April 7, for instance, the average annual percentage [...]4 min read Apr 12, 2021
Can an issuer close your credit card account if you opt out of its arbitration provision? Although issuers insist otherwise, at least one consumer has posted on Reddit that after he was approved for a [...]3 min read Mar 29, 2021
Selecting the right lawyer can mean the difference between eventual rebound and long-term pain.2 min read Mar 15, 2021
Credit freezes are a great idea to protect yourself against identity theft but they aren’t designed to last forever.3 min read Mar 01, 2021
After filing for bankruptcy and getting your debts discharged, you are probably heaving a sigh of relief. You are looking forward to a fresh start, having put your debt behind you. What if you then hear [...]3 min read Feb 15, 2021