How to cut costs in small business
Small business owners often have ways they can reduce costs.
5 min read
Jun 18, 2025
David McMillin
Contributor, Personal Finance
Experience
David McMillin is a contributor to Bankrate covering personal finance, including mortgages, real estate, student loans and auto loans. From budgeting tips for individuals to funding strategies for aspiring business owners, his goal is simple: to help readers figure out how to save more and stress less. As a musician, he has spent a lot of time worrying about money, as well, and he applies the lessons he’s learned from that financial balancing act to offer practical advice for personal spending decisions.
McMillin studied writing at DePauw University. He is based in Chicago and loves to discover new places. He only needs to visit four more states (Alaska, Oklahoma, Utah and Vermont) to check all 50 off his list.
David's latest articles
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What’s the average home size in the U.S., and how has it evolved?
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5 common real estate scams, and how to protect yourself
The five most common real estate scams, and how to protect yourself.
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When it comes to these easier-to-qualify-for loans, these lenders are tops.
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What is an FHA cash-out refinance?
Here’s how an FHA cash-out refinance works.
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Live in one of these hot vacation markets? You could be sitting on a gold mine of rental income
Earn rental income on your home in these markets
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What is a no-doc mortgage?
There are some no doc mortgages, but you won’t find them widely advertised.
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