Should you roll your student loans into a mortgage?
Does it make sense to trade home equity for student loans?
4 min read
Jun 15, 2021
David McMillin writes about credit cards, mortgages, banking, taxes and travel. From budgeting tips for individuals to funding strategies for aspiring business owners, his goal is simple: to help readers figure out how to save more and stress less. In addition to writing for Bankrate, he is a musician, which means he has spent a lot of time worrying about money. He applies the lessons he’s learned from that financial balancing act to offer practical advice for personal spending decisions.
David studied writing at DePauw University. He is based in Chicago and loves to discover new places. When travel returns to normal levels, he needs to visit four more states – Alaska, Utah, Oklahoma and Vermont – to check all 50 off his list.
David's Latest Articles
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6 questions every unmarried couple should ask before buying a house
What every unmarried couple needs to know about buying a home
5 min read Jun 14, 2021
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VA cash-out refinance: How it works and what to consider
A VA cash-out refinance can help you save money, but it isn’t free.
4 min read Jun 10, 2021
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How to buy a second home
Eyeing a beach bungalow or a mountain lodge? Read these tips first.
5 min read Jun 09, 2021
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What is a deed of reconveyance?
If the deed of reconveyance hasn’t been recorded, don’t panic just yet.
2 min read Jun 03, 2021
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What’s the difference between a mortgage and a home equity loan?
There are many options for borrowing money based on a home’s value. Here are two.
3 min read Jun 01, 2021
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FHA mortgage closing costs: What they are and how to avoid them
FHA loans come with costs, but there are ways to soften the blow to your wallet.
4 min read May 26, 2021
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Best mortgage lenders in California in 2021
Here are some of the best mortgage lenders in California.
4 min read May 25, 2021
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How to get a VA loan certificate of eligibility
To get a VA loan certificate of eligibility, you’ll need to meet some key requirements.
3 min read May 24, 2021
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Rainy day fund: Definition, purpose, how much to save, where to keep it
They’re slightly different from emergency funds but a key piece of a sound financial plan.
3 min read May 22, 2021