Why do high-yield savings account rates fluctuate?
High-yield savings rates fluctuate over time. Let’s explore what causes that.
3 min read
Apr 29, 2026
Cindy Perman
Editor
Cindy Perman is a contributing editor for Bankrate. Previously, she was a news editor and writer for CNBC and WSJ.com. Cindy is the author of the book “New York Curiosities.” Cindy was on the Society for Advancing Business Editing and Writing (SABEW) board of governors for five years from 2018-2023.
Cindy's latest articles
-
-
How to gain control of your finances after debt relief
You’ve accomplished the first step on the road to financial recovery after being entrenched in debt. So, what’s next? For starters, you’ll want to focus on rebuilding your credit score, staying out [...]
4 min read Mar 30, 2026 -
7 ways to handle overwhelming debt (and 3 to avoid)
It’s not uncommon for debt to feel like you’ll never get out from underneath it. Thankfully, there are steps that you can take to improve your finances and be done with debt once and for all. As you [...]
5 min read Mar 30, 2026 -
DIY vs. professional debt relief: Which should you choose?
When you’re ready to get out of debt, you can either go it alone or work with a professional debt relief company. The decision is personal and strategic — and it depends on the kind of debt you owe. [...]
4 min read Feb 20, 2026 -
8 signs of a debt relief scam — and where to go instead
Debt relief scams offer to help relieve you of debt, but do not deliver on what they promise. They commonly target those with high debt amounts or poor credit scores. Legitimate debt relief companies are [...]
4 min read Feb 20, 2026 -
Why debt relief typically doesn’t handle secured debt
Debt relief companies work on your behalf to negotiate your debts, usually through a settlement for less than you owe. While this can be a useful tool for some types of debt, not all debt can be handled [...]
3 min read Jan 22, 2026 -
The risk of overspending with buy now, pay later apps
Buy now, pay later (BNPL) as a payment option is available seemingly everywhere. From department stores to airline tickets, you can make payments on small and large purchases with the convenient payment [...]
2 min read Dec 18, 2025 -
Debt isn’t always negative: Good vs. bad debt
Debt can lead to long-term financial problems or help you build your finances.
4 min read Nov 12, 2025