7 steps to remove old debt from your credit report
If old debt is still haunting your credit report, you don’t have to live with it.
Jennifer Gorman is a freelance writer with more than a decade of experience covering personal finance and insurance topics, most recently for Assurance IQ and Credit Karma. She specializes in helping readers make sense of complex financial subjects, from choosing the right insurance policy to the ins and outs of credit repair.
If old debt is still haunting your credit report, you don’t have to live with it.
Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, unless identity theft has occurred.
Not all credit repair companies are bad. Some can actually help you build credit.
There are many ways to build up credit even if you don’t qualify for a credit card.
The Credit Repair Organization Act regulates credit repair companies.
Dispute errors your find on your credit report in order to increase your credit score.
It is a good practice to review your credit report annually for any inaccuracies.
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