How does ‘buy now, pay later’ affect your credit score?
Some BNPL plans may have more impact than others – here’s what to watch for.
6 min read
Oct 03, 2024
Beth Deyo
Contributor
Beth Deyo has been a professional financial writer since 2019. She specializes in personal financial planning, credit repair, and insurance topics. Before her career change, she spent 14 years as a wealth manager and financial planner.
She has a Bachelor's Degree in Finance from the University of South Florida, where she graduated magna cum laude. Today, her passion lies in helping readers learn how to manage debt and credit issues and understand other complex financial topics.
Beth's latest articles
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What do the different versions of FICO scores mean?
What are the different types of FICO credit scores?
7 min read Sep 23, 2024 -
How to spot debt collection scams: 8 signs to watch out for
Here’s how to find out if a debt collector is legit.
9 min read Sep 16, 2024 -
Can a goodwill letter get late payments removed from your credit report?
Goodwill letters can convince creditors to remove late payments from your credit report.
6 min read Sep 11, 2024 -
What is unsecured debt?
Personal loans and student loans are common types of unsecured debt.
6 min read Sep 10, 2024 -
Payday loans vs. installment loans: One is a much better option
If you’ve got poor credit and need cash fast, here are safer ways to borrow.
7 min read Aug 26, 2024 -
What do the 3 credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
7 min read Jul 31, 2024 -
Should you cancel an unused credit card?
It might seem counter-intuitive, but sometimes you should keep a credit card, even if you don’t use it. Cancelling credit cards can damage your credit rating.
6 min read Jul 24, 2024