Teachers Federal Credit Union

Location: Farmingville, NY

Yield % 0.1
Minimum to open $1
Minimum balance to avoid fee $0
Monthly service fee $0
Nonsufficient funds fee $32
Fee to use other ATM $1.75
ATM surcharge $3
Notes: Free Checking + Interest — ATM affiliate: AllPoint Network. Interest earned on balances of $2,500 or more.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.