Desert Schools Federal Credit Union
|Minimum to open||$20|
|Minimum balance to avoid fee||$2,500|
|Monthly service fee||$7|
|Nonsufficient funds fee||$35|
|Fee to use other ATM||$2|
|Notes: Membership Checking — ATM affiliate: CO-OP Network. Monthly service fee waived with one of the following: direct deposit of $750 per month, 25 transactions per month or a $2,500 minimum balance.|
Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.