Desert Schools Federal Credit Union

Location: Phoenix

Yield % N/A
Minimum to open $20
Minimum balance to avoid fee $2,500
Monthly service fee $7
Nonsufficient funds fee $35
Fee to use other ATM $2
ATM surcharge $3
Notes: Membership Checking — ATM affiliate: CO-OP Network. Monthly service fee waived with one of the following: direct deposit of $750 per month, 25 transactions per month or a $2,500 minimum balance.

Bankrate conducted a survey of the 50 largest U.S. credit unions based on total deposits, surveying 1 checking account at each, along with the accompanying debit card and ATM transaction fees. The survey was conducted Jan. 13-22, 2016. For N/A yield: The account is not an interest-yielding checking account.