THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and provides protection for members when a credit union is experiencing economic trouble. Therefore, when it comes to measuring an an institution's financial resilience, capital is key. When looking at safety and soundness, the more capital, the better.
YOGAVILLE achieved a score of 26 out of a possible 30 points on our test to measure capital adequacy, better than the national average of 15.65.
YOGAVILLE appears to be more resilient than its peers, with a capitalization ratio of 26.00 percent in our test, higher than the average for all credit unions.