A credit union's profitability affects its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, likely making the credit union better able to withstand financial shocks. However, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, WRIGHT-PATT CREDIT UNION, INC. scored 18 out of a possible 30, beating out the national average of 10.11.
WRIGHT-PATT CREDIT UNION, INC. had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.