How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. However, credit unions that are losing money have less ability to do those things.
WINSLOW SANTA FE received below-average marks on Bankrate's test of earnings, achieving a score of 8 out of a possible 30.
One indication that the credit union is outperforming its peers in this area was its earnings ratio of 4.00 percent in our test, better than the average for all credit unions.