A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand economic trouble. Conversely, losses reduce a credit union's ability to do those things.
UNITED SOUTHEAST scored 6 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.11.
One indication that UNITED SOUTHEAST is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.