THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members when a credit union is experiencing economic instability. Therefore, when it comes to measuring an a credit union's financial stability, capital is crucial. When looking at safety and soundness, the higher the capital, the better.
UNITED NORTHWEST achieved a score of 22 out of a possible 30 points on our test to measure capital adequacy, beating the national average of 15.65.
UNITED NORTHWEST appears to be on more solid financial footing than its peers, with a capitalization ratio of 22.00 percent in our test, above the average for all credit unions.