How successful a credit union is at earning money affects its safety and soundness. Earnings may be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, potentially making the credit union better able to withstand economic trouble. Conversely, losses diminish a credit union's ability to do those things.
UNITED NATIONS scored 18 out of a possible 30 on Bankrate's earnings test, beating out the national average of 10.11.
One sign that UNITED NATIONS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.