A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, likely making the credit union more resilient in times of trouble. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's test of earnings, UNITED CATHOLICS scored 4 out of a possible 30, lower than the national average of 10.11.
One indication that UNITED CATHOLICS is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.