THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members when a credit union is experiencing financial instability. Therefore, when it comes to measuring an an institution's financial resilience, capital is valuable. When it comes to safety and soundness, the more capital, the better.
TRUGROCER did better than the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, receiving a score of 30 out of a possible 30 points.
TRUGROCER had a capitalization ratio of 30.00 percent in our test, above the average for all credit unions, an indication that it's on more solid financial footing than its peers.