THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is struggling financially. Therefore, a credit union's level of capital is an essential measurement of its financial resilience. From a safety and soundness perspective, the more capital, the better.
On our test to measure capital adequacy, TRINITY VALLEY TEACHERS achieved a score of 30 out of a possible 30 points, above the national average of 15.65.
TRINITY VALLEY TEACHERS had a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions, suggesting that it's on more solid financial footing than its peers.