A credit union's ability to earn money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to address problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
TRI-RIVERS underperformed the average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
TRI-RIVERS had an earnings ratio of -383.00 percent in our test, worse than the average for all credit unions, a sign that it's performing behind its peers in this area.