THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members when a credit union is experiencing economic trouble. Therefore, a credit union's level of capital is a valuable measurement of its financial resilience. When looking at safety and soundness, the higher the capital, the better.
TRANS TEXAS SOUTHWEST received a score of 14 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, below the national average of 15.65.
TRANS TEXAS SOUTHWEST appears to be weaker than its peers in this area, with a capitalization ratio of 14.00 percent in our test, less than the average for all credit unions.