A credit union's earnings performance has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's test of earnings, TOWN OF CHEEKTOWAGA scored 16 out of a possible 30, beating out the national average of 10.11.
One indication that TOWN OF CHEEKTOWAGA is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.