THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members during times of financial instability for the credit union. It follows then that when it comes to measuring an an institution's financial strength, capital is useful. When looking at safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, TOMBIGBEE achieved a score of 18 out of a possible 30 points, above the national average of 15.65.
TOMBIGBEE appears to be on more solid financial footing than its peers, with a capitalization ratio of 18.00 percent in our test, higher than the average for all credit unions.