THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members during times of financial trouble for the credit union. Therefore, when it comes to measuring an an institution's financial resilience, capital is useful. From a safety and soundness perspective, more capital is better.
On our test to measure capital adequacy, TOLEDO TEAMSTERS received a score of 0 out of a possible 30 points, failing to reach the national average of 15.26.
TOLEDO TEAMSTERS appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 5.00 percent in our test, lower than the average for all credit unions.