A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in tough times. However, credit unions that are losing money have less ability to do those things.
TIMKEN AEROSPACE scored 0 out of a possible 30 on Bankrate's earnings test, below the national average of 10.31.
TIMKEN AEROSPACE had an earnings ratio of -20.00 percent in our test, worse than the average for all credit unions, suggesting that it's underperforming its peers in this area.