THE INSTITUTION'S SCORE
When it comes to measuring an institution's financial strength, capital is essential. It acts as a bulwark against losses and affords protection for members when a credit union is struggling financially. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, TELBEC achieved a score of 22 out of a possible 30 points, beating out the national average of 15.65.
TELBEC had a capitalization ratio of 22.00 percent in our test, better than the average for all credit unions, suggesting that it could be more resilient in a crisis than its peers.