A credit union's profitability has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
TEAMSTERS LOCAL #238 underperformed the average on Bankrate's earnings test, achieving a score of 2 out of a possible 30.
TEAMSTERS LOCAL #238 had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's outperforming its peers in this area.