A credit union's earnings performance affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to deal with problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's test of earnings, TEAM ONE scored 16 out of a possible 30, above the national average of 10.11.
One indication that TEAM ONE is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.