THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is valuable. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, TEACHERS ALLIANCE racked up 30 out of a possible 30 points, beating out the national average of 15.65.
TEACHERS ALLIANCE appears to be stronger than its peers, with a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions.