A credit union's ability to earn money affects its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's earnings test, TALLAHASSEE-LEON scored 28 out of a possible 30, above the national average of 10.11.
One sign that TALLAHASSEE-LEON is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.