A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand economic trouble. Obviously, credit unions that are losing money have less ability to do those things.
SUWANNEE RIVER fell short of the national average on Bankrate's earnings test, achieving a score of 8 out of a possible 30.
One sign that SUWANNEE RIVER is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.