THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial stability, capital is crucial. When it comes to safety and soundness, more capital is preferred.
SUPERIOR CREDIT UNION, INC achieved a score of 18 out of a possible 30 points on our test to measure capital adequacy, better than the national average of 15.65.
SUPERIOR CREDIT UNION, INC had a capitalization ratio of 18.00 percent in our test, better than the average for all credit unions, suggesting that it could have an easier time weathering financial trouble than its peers.