A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's earnings test, SUNWEST EDUCATIONAL scored 18 out of a possible 30, better than the national average of 10.11.
One sign that SUNWEST EDUCATIONAL is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.