A credit union's earnings performance has an effect on its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses lessen a credit union's ability to do those things.
SUNFLOWER fell short of the national average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
SUNFLOWER had an earnings ratio of -1.00 percent in our test, better than the average for all credit unions, an indication that it's outperforming its peers in this area.