How successful a credit union is at earning money affects its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
STATE AGENCIES received below-average marks on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
One indication that STATE AGENCIES is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.