How successful a credit union is at making money has an effect on its safety and soundness. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, STALEY scored 22 out of a possible 30, above the national average of 10.11.
One sign that STALEY is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.