A credit union's earnings performance affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
ST. JOSEPHS CANTON PARISH scored 14 out of a possible 30 on Bankrate's earnings test, exceeding the national average of 10.11.
ST. JOSEPHS CANTON PARISH had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, a sign that it's running ahead of its peers in this area.