How successful a credit union is at earning money affects its long-term survivability. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial trouble. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's earnings test, SPRINGFIELD CATHOLIC scored 0 out of a possible 30, coming in below the national average of 10.11.
One indication that SPRINGFIELD CATHOLIC is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.