A credit union's ability to earn money has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or use them to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Credit unions that are losing money, however, are less able to do those things.
SPOKANE TEACHERS beat the national average on Bankrate's earnings test, achieving a score of 16 out of a possible 30.
One indication that SPOKANE TEACHERS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.