A credit union's ability to earn money affects its long-term survivability. Earnings can be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, likely making the credit union better prepared to withstand economic shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, SPERRY ASSOCIATES scored 6 out of a possible 30, coming in below the national average of 10.11.
One indication that SPERRY ASSOCIATES is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.