How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, SOUTHWEST COLORADO scored 16 out of a possible 30, better than the national average of 10.11.
One sign that SOUTHWEST COLORADO is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.