How successful a credit union is at making money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's earnings test, SOUTHEASTERN scored 12 out of a possible 30, better than the national average of 10.11.
One sign that SOUTHEASTERN is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.