How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand economic trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
SOUTHEAST outperformed the average on Bankrate's test of earnings, achieving a score of 14 out of a possible 30.
SOUTHEAST had an earnings ratio of 6.00 percent in our test, better than the average for all credit unions, suggesting that it's doing better than its peers in this area.