A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. However, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, SOUTH CAROLINA NATIONAL GUARD scored 14 out of a possible 30, exceeding the national average of 10.31.
SOUTH CAROLINA NATIONAL GUARD had an earnings ratio of 7.00 percent in our test, above the average for all credit unions, suggesting that it's outperforming its peers in this area.