How successful a credit union is at making money has an effect on its safety and soundness. Earnings may be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses diminish a credit union's ability to do those things.
SOUTH BEND POST OFFICE scored 6 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.11.
SOUTH BEND POST OFFICE had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, an indication that it's outperforming its peers in this area.