A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, reduce a credit union's ability to do those things.
SOLANO FIRST scored 0 out of a possible 30 on Bankrate's test of earnings, below the national average of 10.11.
One indication that SOLANO FIRST is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.