A credit union's ability to earn money affects its long-term survivability. Earnings may be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, potentially making the credit union better able to withstand financial trouble. Obviously, credit unions that are losing money have less ability to do those things.
On Bankrate's test of earnings, SKYLINE FINANCIAL scored 0 out of a possible 30, failing to reach the national average of 10.11.
SKYLINE FINANCIAL had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, a sign that it's outperforming its peers in this area.