A credit union's profitability has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or use them to address problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
SILVER STATE SCHOOLS FAMILY did above-average on Bankrate's test of earnings, achieving a score of 28 out of a possible 30.
SILVER STATE SCHOOLS FAMILY had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's doing better than its peers in this area.